以信用卡为题目,写一篇英语作文

1. 以信用卡为题目,写一篇英语作文

过年了,我拿着大人们刚给的压岁钱,心里美滋滋的.在一旁的爸爸啧啧赞叹道:“真羡慕你呀,光压岁钱就有好几百元,我们小时候能有一两块钱就不错了!”“啊?不.你们那时也太穷、太苦了吧!真庆幸我没有出生在那个年代啊!”我嘴上这样说,心里却产生了想和爸爸比童年的念头.经过和爸爸、妈妈协商,决定在下午进行一次采访活动. 下午,我戴上墨镜,穿上妈妈的高跟鞋,涂上口红,打扮成一副小记者的模样,准备对爸爸进行采访. “爸爸,听说您小时候吃的不好,是吗?” “是呀,我小时候的环境根本不像现在这样,别说那时没有钱,就是有钱也买不到东西,平时能够吃饱就不错了.只有生病时,你的爷爷奶奶才给我买点好吃的,比如水果罐头,现在敞讥搬客植九邦循鲍末想起来还是回味无穷.” “罐头有什么好吃的,里面还有防腐剂,吃多了对人体不好,让我吃我还不吃呢!” “ 你不知道,爸爸小时候,我们的国家还很困难,那时有许多小朋友连饭还吃不饱呢,别说吃罐头了,对一般家庭来说,罐头是一种奢侈品,平时是吃不到的,所以爸爸小时候有时想,生病多好呀,生病就能吃到罐头了.” “是

2. 英语作文：大学生使用信用卡的利弊

Credit Cards 
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. 
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people. 
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

3. 求一篇大学生使用信用卡利弊的英语作文

思路：
1、越来越多的人使用信用卡，信用卡有哪些好处。
2、信用卡的弊端。
3、你自己的观点。
范文如下：
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. 
Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. 
The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. 
Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
译文：
信用卡
个人信用卡在中国越来越普遍。银行和其他金融机构正在鼓励客户改变购买方式。信用卡，又称“塑料货币”，正以非常优惠的条件提供，以鼓励这种改变。消费者将能够“现在购买，稍后付款”，许多人认为这是一种优势。
但人们需要小心。信用卡有危险。有些人发现很容易超出预算。他们被诱惑去购买他们并不真正需要的商品，而且很快就会因债务而负担过重。信用卡通常收取很高的利息，这加剧了这些人的问题。
然而，明智地使用信用卡可以改善人们的生活质量。他们可以让人们获得钱来应付突然发生的意外开支。如果处理得当，他们可以让人们控制自己的支出，每月的报表会记录下他们的钱去了哪里。

扩展资料：
英文作文写作技巧：
1、认真审题立意
文章要有明确的主题，必须具备4个条件：准确、鲜明、深刻、集中。以作文“The English teacher I Admire Most”为例,文章的主题是关于记叙我最欣赏的一位英语老师,因而就不能泛泛谈论老师这一职业或自己的几位老师。
2、草拟提纲
文章布局要做好3件事：安排好层次段落，铺设好过渡，处理好开头和结尾。如命题作文中有提示句，还要从提示句的关键词出发，围绕关键词开拓思路，发挥联想，记录下联想到的东西，可以是句子或单词词组，可以是英语或汉语。
3、写出落主题句，理文章之脉络
一篇短文的段落一般分为引导段、主题段和结尾段。每段的主题句非常重要，是作者思维的起点，切题的准绳，阐述的对象。看到段落主题句，读者大致了解段落要阐述的内容。段落主题句通常是一个语法结构完整、内容概括、用词简洁明了的单句。
通常将段落主题句置于段落的开头，可使文章结构更清晰，有说服力。
4、参照提纲，紧扣主题句，完成各段落
有了段落主题句后，还需要顺着段落主题句的方向，参照提纲中的思路，从而完成各个段落。引导段要能引起读者的注意和兴趣，为主题段铺路架桥。
主题段应围绕文章和该段的主题来展开。展开的方式包括：顺序法、举例法、比较法、对比法、说明法、因果法、推导法、归纳法，和下定义等。可以根据需要任选一种或几种方式。

4. 求一篇大学生使用信用卡利弊的英语作文

思路：
1、越来越多的人使用信用卡，信用卡有哪些好处。
2、信用卡的弊端。
3、你自己的观点。
范文如下：
Credit Cards
Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. 
Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.
But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. 
The credit cards often charge a high rate of interest, which exacerbates the problems for these people.
However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. 
Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.
译文：
信用卡
个人信用卡在中国越来越普遍。银行和其他金融机构正在鼓励客户改变购买方式。信用卡，又称“塑料货币”，正以非常优惠的条件提供，以鼓励这种改变。消费者将能够“现在购买，稍后付款”，许多人认为这是一种优势。
但人们需要小心。信用卡有危险。有些人发现很容易超出预算。他们被诱惑去购买他们并不真正需要的商品，而且很快就会因债务而负担过重。信用卡通常收取很高的利息，这加剧了这些人的问题。
然而，明智地使用信用卡可以改善人们的生活质量。他们可以让人们获得钱来应付突然发生的意外开支。如果处理得当，他们可以让人们控制自己的支出，每月的报表会记录下他们的钱去了哪里。

扩展资料：
英文作文写作技巧：
1、认真审题立意
文章要有明确的主题，必须具备4个条件：准确、鲜明、深刻、集中。以作文“The English teacher I Admire Most”为例,文章的主题是关于记叙我最欣赏的一位英语老师,因而就不能泛泛谈论老师这一职业或自己的几位老师。
2、草拟提纲
文章布局要做好3件事：安排好层次段落，铺设好过渡，处理好开头和结尾。如命题作文中有提示句，还要从提示句的关键词出发，围绕关键词开拓思路，发挥联想，记录下联想到的东西，可以是句子或单词词组，可以是英语或汉语。
3、写出落主题句，理文章之脉络
一篇短文的段落一般分为引导段、主题段和结尾段。每段的主题句非常重要，是作者思维的起点，切题的准绳，阐述的对象。看到段落主题句，读者大致了解段落要阐述的内容。段落主题句通常是一个语法结构完整、内容概括、用词简洁明了的单句。
通常将段落主题句置于段落的开头，可使文章结构更清晰，有说服力。
4、参照提纲，紧扣主题句，完成各段落
有了段落主题句后，还需要顺着段落主题句的方向，参照提纲中的思路，从而完成各个段落。引导段要能引起读者的注意和兴趣，为主题段铺路架桥。
主题段应围绕文章和该段的主题来展开。展开的方式包括：顺序法、举例法、比较法、对比法、说明法、因果法、推导法、归纳法，和下定义等。可以根据需要任选一种或几种方式。

5. 学生使用信用卡的英语作文带中文翻译

 　　 学生使用信用卡 Credit Cards on Campus 
   　　Nowadays, credit cards have beenincreasingly popular on campus in that banks are growingly paying theirattention to students and laying out various policies to cater for studentsneed. People hold different views towards students owning credit cards. As faras I am concerned, it is necessary for students to keep credit cards.
   　　如今，信用卡在校园中已经越来越流行了，因为银行越来越关注学生并制定各种政策来满足学生的需求。对于学生拥有信用卡人们有不同的看法。我觉得是有必要的。
   　　There are reasons accounting for my view.For one thing, it is convenient for students to deal with various financialmatters. Students can use their credit cards to pay their tuition fees andother fares and that is safer than pocket a large sum of money go everywhere.For another, using credit cards is a good way to teach students to improvetheir ability in managing their money and form good habit in spending money.For instance, students who receive their pocket money at the beginning of themonth have to make a plan to spend their money before they consume with thecredit cards, so that they will not suffer from lacking of money at the end ofthe month. In addition, the overdrawing function of the credit cards provides achance for those students who cannot afford their tuition fees to continue toreceive their education.
   　　我认为以下原因能支持我的观点。一方面，它便于学生处理各种财务问题。学生可以使用他们的信用卡来支付他们的学费和其他费用，这比装着一口袋的钱到处走要安全得多。另一方面，使用信用卡可以提高学生管理金钱的能力，并养成良好的`花钱习惯。例如，在月初时学生得到的零花钱必须要在使用信用卡的之前制定计划，这样他们就不会在月底资金短缺。此外，信用卡的透支功能为那些无法交付学费的学生提供继续接受教育的机会。
   　　Although some students overdrawtheir money from their credit cards to buy luxurious and unnecessary thingsthat will increase their family financial burden, I consider that theadvantages far outweigh its disadvantages.
   　　虽然一些学生透支信用卡来购买会增加家庭经济负担的奢侈品和不必要的东西，但是我认为它的优点远远大于它的缺点。
   　　Thus, I consider that it is necessary forstudents to use credit cards. Besides, they also should be taught to use itproperly and form a correct notion of consume.
   　　因此，我认为学生使用信用卡是有必要的。此外，他们还应该得到教导如何正确使用信用卡，形成正确的消费观念。

6. 关于信用卡的英语作文

As mentioned in an early article, there are two types of credit cards: secured and unsecured. This article will explore some of the issues of secured credit cards.

What is a secured credit card?

A secured card is a credit card that requires you to deposit a certain amount of money into a savings account, money market account, or certificate of deposit. The minimum amount usually ranges between $200 and $500 but this will vary from one company to another. Your deposit is considered your security and some card issuers will even allow the deposit to earn interest. 

The amount that you deposit into the account is your credit limit. You should understand that sometimes the limit will be for the full amount that you put into the account but with some companies your limit may be a percentage of the total amount that you deposited.

A secured credit card is not a debit card. This is important to understand because if full payments are not made each month, interest will be charged on the outstanding balance.

Who should consider using secured credit cards?

If you have no credit history at all, using a secured credit card can be a good way to begin establishing your credit. Many young people who are just starting out may choose this as an option.

If you have bad credit, you may wish to use a secured credit card to help you improve your credit score. In addition, a secured credit card may be the only source you will have for obtaining a credit card. There are some transactions that require the use of a credit card. This might include car rentals or hotel reservations. If you need to make those types of transactions and cannot get an unsecured credit card, this might be the only way you can get a true credit card. 

What to look for in a secured credit card:

Interest Rate: Do not be fooled into thinking that because you have no credit history or a bad credit report that you have to settle for exorbitant interest rates. Make it a point to shop around for the lowest rates that you qualify for before you apply for a secured credit card.

Fees: Pay close attention to any fees that will be charged to you or to your account once it is opened. There are some companies that will charge ridiculously high fees that will reduce your initial deposit before you even use the card. Stay away from those companies. Look for companies that have no fees whatsoever or for those companies that charge a small one-time fee to set up the account. Annual fees for attractive secured cards typically range from $20-$35. 

Scams: It is sad to say that there are companies out there who are in the business of ripping people off. They prey on the vulnerability of those who may be in a credit crunch. Some of the things they do include promises of getting you "quick credit" for a price. Another popular scam is to ask you to call a 900 phone number for "secrets" to getting a credit card or credit repair. Your phone company will charge you a high rate for using a 900 number and you never get the information that was offered.

The best advice to avoid secured credit card scams is that if it sounds too good to be true it is. Use your common sense and do not be taken by these crooks.

Credit Improvement Issues: Even with a very good payment history on your secured card it can takes many months before you begin to see improvement in your credit record. You have to be patient when repairing bad credit. You also have to be smart. Make sure that the company that issues the secured credit card to you will report your good payment history to the three big credit reporting agencies. Not all companies report and if they do not report you are simply wasting your time.

Keep in mind that they will also report your bad payment history if you do not pay on time. Be careful and make your payments on time each and every month.

7. 急需两篇关于信用卡的好处的英语作文

Credit cards have had bad press over the past few months of the credit crunch they only cause more debt and have unfair rates of interest. . However, if a credit card is used in the correct way and you keep up with your payments, they can be very valuable in many aspects.
  
One of the most beneficial aspects of having a credit card is that it can help you to increase your credit score. If you have little borrowing experience, taking out a credit card helps to convey to other creditors that you are a responsible and reliable borrower.
  
 Another benefit of owning a credit card is that it can be easier to buy things. Some companies, such as those in the travel sector like hotels, airlines and car rental companies prefer payment by credit card, and some do not accept cash payments at all. As well as this convenience, many card companies give insurance on large purchases. An example of this is when airline XL went bust in September,
  A more obvious benefit of a credit card, and one of the main reasons people apply for a credit card, is that you have access to money during emergencies. If you resist the temptation of spending the money on your credit card, you are left with a good sum of money to use when you most need it. You only pay interest on purchases or on cash withdrawals, so keeping a credit card at home (where you won't be able to spend on it) can be very valuable.
  
第二篇，
 What Are the Advantages of Business Credit Cards?
  
    Easier to obtain than lines of credit, these cards can help
 the small business owner conserve cash while still buying the equipment and supplies needed to keep the business moving forward. Surveys report that more than 65 percent of small businesses now have credit cards, and this number continues to rise. Of course, not unlike personal credit cards, the same warnings hold true: Business credit cards must be used cautiously and only for the sake of the business.
  
Although business credit cards typically carry an annual fee, it is usually rather nominal. A number of advantages are evident in such business credit cards, including:
  Another advantage of a business credit card is that by using it, you are demonstrating the growth of business while promoting it at the same time. Even someone running a home-based business gains more credibility when flashing a business credit card.

8. 急求关于对信用卡使用的看法的英语作文150个字

As long as people pass in front the ATM, you will find a golden card, just enter the password every yuan will laughingly out to my door.
A small card why so magical? Original ah, credit card is invisible to the naked eye, bar code and magnetic film when using computer to identify the magnetic film code and your password mistake, immediately ATM screen showed the words "services". At this time. You can open the "cash out" function keys, the output into a number of gold. When you put forward the cash, it will give you a ticket hit the printing of the date of cash. After that, the screen will show the words "service", at the same time credit card freely smartly returned to your hand.
With a credit card is really convenient！
一定要采纳!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!